Master Your Cash Flow & Never Run Out of Money

Predictive Cash Management & Budget Consulting

Stop living paycheck to paycheck as a business. Our cash flow management consulting predicts exactly when money comes in and goes out, so you always have the cash you need to operate, grow, and thrive.

Sound Familiar?

  • Good on paper (profitable) but constantly stressed about having enough cash to make payroll
  • Surprised by cash shortages despite making sales - don't understand where the money goes
  • Can't plan for growth or investments because cash flow is unpredictable
  • Missing opportunities (bulk discounts, growth investments) due to cash constraints
  • Paying expensive interest on lines of credit because cash comes in too slowly
  • Making business decisions blindly without knowing future cash position
  • Customers pay late while vendors demand prompt payment - stuck in the middle
  • Seasonal business with feast-or-famine cash cycles you can't manage effectively

Why Choose Our cash flow management consulting Services?

Get results that matter for your business with our proven approach.

Know your exact cash position 13 weeks ahead with rolling forecasts

Transform cash flow from unpredictable stress to predictable confidence

Free up 25-50% more working capital through optimization strategies

Make expansion decisions confidently knowing you have cash to support growth

Reduce reliance on expensive credit lines by managing cash proactively

Negotiate better terms with vendors when you understand cash timing perfectly

Get paid 15-30% faster by customers through improved collection strategies

Navigate seasonal fluctuations smoothly with advanced planning

How We Solve Your cash flow management consulting Challenges

Our proven step-by-step approach gets you from problem to solution fast.

1

Our 13-week rolling cash flow forecast predicts exactly when money comes in (receivables, new sales) and goes out (payroll, rent, suppliers, taxes) so you always know whether you'll have enough cash and can take action 4-6 weeks before any shortage

2

Accounts receivable acceleration strategies reduce your collection cycle by 15-30%, putting cash in your bank faster through optimized payment terms, automated reminders, early payment discounts, and professional collection procedures

3

Accounts payable optimization extends payment timing strategically while maintaining vendor relationships, freeing up 10-20% more working capital by paying near deadlines instead of early, negotiating better terms, and taking advantage of favorable timing

4

Working capital analysis identifies cash tied up unnecessarily in inventory, receivables, or operations, then implements strategies to free up 25-50% more cash without additional sales through better management of the cash conversion cycle

5

Seasonal cash planning for businesses with fluctuating revenue creates month-by-month cash budgets that ensure you bank cash during peak seasons and manage carefully during slow periods, eliminating the panic of seasonal cash crunches

6

Budget creation and variance management keeps spending aligned with revenue, identifies problems early through monthly budget vs. actual analysis, and ensures you always operate within cash constraints while investing strategically in growth

What's Included in Our cash flow management consulting Service

Everything you need for success, included in one comprehensive package.

13-week rolling cash flow forecast

Weekly forecast updates with actuals

Cash inflow analysis and acceleration

Cash outflow timing optimization

Working capital cycle analysis

Accounts receivable management strategies

Accounts payable optimization

Collection procedure development

Payment terms optimization

Seasonal cash planning

Annual budget creation

Monthly budget vs. actual reports

Variance analysis and recommendations

Scenario modeling (best/worst/likely cases)

Cash shortage early warning system

Emergency cash action plans

Vendor payment prioritization

Growth investment cash planning

Credit line optimization

Monthly cash management meetings

Unlimited email consultation

Proven Results for Small Businesses

Our track record speaks for itself. Here's what we've achieved for clients like you.

$2.56M
Generated Revenue
In last 2 years
2754%
Average ROI
For our clients
67%
Client Retention
Long-term success
8+
Years Experience
Proven expertise

Cash Flow Management Services

Customized cash management services based on your business needs

Customized Cash Flow Management

Custom Pricing
based on your business needs

À la carte services tailored to your cash flow complexity, forecasting frequency, and management intensity

Core Services Available:

  • 13-week rolling cash flow forecasts
  • Weekly or monthly forecast updates
  • Cash shortage early warning system
  • Monthly cash management meetings
  • Scenario modeling & planning

Additional À La Carte Services:

  • Annual budget creation & management
  • Budget vs. actual variance reporting
  • AR/AP optimization strategies
  • Working capital analysis
  • Collection procedure development

Pricing Factors:

Business Complexity

Size & operations

Forecasting Frequency

Weekly vs monthly updates

Service Level

Management intensity needed

Get Your Custom Quote

No contracts • Flexible services • Transparent pricing • Free consultation

In a Cash Flow Crisis Right Now?

Emergency rescue projects available with expedited service. We'll analyze your situation and create an action plan within 48-72 hours. Custom pricing based on urgency and complexity.

What You Get: 13-Week Cash Flow Forecast

Know your exact cash position every week for the next 3 months

Your Forecast Includes:

Cash Inflows (Money Coming In)

  • Customer payments (by expected collection date)
  • New sales (cash and credit)
  • Loans or credit line draws
  • Other income sources

Cash Outflows (Money Going Out)

  • Payroll (by pay date)
  • Rent, utilities, fixed costs
  • Vendor/supplier payments
  • Tax payments and deposits
  • Loan payments and interest

Result: Week-by-Week Cash Position

Week 1
Beginning: $X
+ Inflows
- Outflows
Ending: $Y
Week 2
Beginning: $X
+ Inflows
- Outflows
Ending: $Y
Week 3
Beginning: $X
+ Inflows
- Outflows
Ending: $Y
Week 4
Beginning: $X
+ Inflows
- Outflows
Ending: $Y

Early Warning: See cash shortages 4-6 weeks ahead and take action before crisis

Cash Flow Optimization Strategies

Accelerate Receivables

15-30% faster
  • Automated payment reminders
  • Early payment discounts
  • Payment plans for large invoices
  • Deposits and progress billing

Optimize Payables

10-20% more cash
  • Pay near deadlines (not early)
  • Negotiate better payment terms
  • Take advantage of discounts strategically
  • Prioritize critical vendors

Manage Inventory

25-40% reduction
  • Just-in-time ordering
  • Eliminate slow-moving items
  • Negotiate consignment
  • Better demand forecasting

Improve Pricing

5-15% margins
  • Value-based pricing
  • Payment term incentives
  • Price increases on profitable items
  • Eliminate unprofitable products

Reduce Expenses

$2-5K/month
  • Eliminate subscriptions not used
  • Renegotiate vendor contracts
  • Reduce discretionary spending
  • Optimize labor scheduling

Plan Seasonality

No surprises
  • Bank cash in peak seasons
  • Plan slow season expenses
  • Line up credit before needed
  • Adjust inventory to demand

Typical Client Results

25-50%

More Working Capital

15-30%

Faster Collections

$10-50K

Cash Freed Up

90 days

To See Results

Ready to Transform Your cash flow management consulting Results?

Stop struggling with ineffective strategies. Get expert cash flow management consulting help that actually works for small businesses.

100% Free Consultation
No Long-term Contracts
Small Business Focused

Cash Flow Management FAQ

Common questions about cash flow consulting and budgeting services

Cash flow management consulting helps you understand, forecast, and optimize the timing of money flowing in and out of your business. Services include: 13-week rolling cash flow forecasts, accounts receivable acceleration strategies, accounts payable optimization, working capital management, cash conversion cycle improvement, seasonal cash planning, and crisis cash management. Unlike bookkeeping which tells you what happened, cash flow consulting predicts what will happen and helps you take action to improve it.

Cash flow consulting pricing is customized based on your business needs and complexity. Pricing is à la carte and scales based on the level of service, frequency of forecasting, and intensity of management required. One-time cash flow rescue projects are also available with custom pricing. Most clients find the investment worthwhile within 30-60 days through improved cash management and avoided crisis costs.

Bookkeeping records historical financial transactions. Cash flow management predicts and optimizes future cash movements. Bookkeeping tells you that you made $50k profit last month. Cash flow management tells you that despite the profit, you'll run out of cash in 6 weeks unless you collect receivables faster or delay certain payables. Bookkeeping is backwards-looking; cash flow is forward-looking and actionable.

Yes! We offer expedited cash flow rescue services for businesses in immediate crisis. Within 48-72 hours, we: analyze your current cash position, create a 13-week cash forecast, identify immediate cash acceleration opportunities (collections, payment timing, expense deferrals), develop a crisis management plan, and provide weekly monitoring until stabilized. Emergency rescue projects have custom pricing based on urgency and complexity. Many clients avoid bankruptcy or expensive emergency financing through our intervention.

Our 13-week rolling forecast includes: week-by-week cash inflows (receivables collections, new sales), week-by-week cash outflows (payroll, rent, suppliers, taxes, debt payments), beginning and ending cash balances each week, identification of cash shortage weeks, recommended actions to maintain positive cash, scenario modeling (best case, worst case, most likely), and weekly updates as actuals come in. You always know your cash position 13 weeks ahead.

Absolutely! Accounts receivable acceleration is a core cash flow strategy. We help: analyze payment patterns and identify slow-paying customers, develop collection procedures and scripts, implement payment terms optimization, set up automated payment reminders, recommend deposit and progress billing strategies, evaluate early payment discounts vs. faster cash, and create credit policies to prevent future issues. Most clients reduce Days Sales Outstanding (DSO) by 15-30%, significantly improving cash flow.

Yes! Budget creation and management is available as part of our à la carte cash flow services. Services include: creating realistic annual budgets broken down by month, developing department or cost center budgets, producing monthly budget vs. actual reports with variance analysis, identifying budget overruns early and recommending corrections, forecasting budget adjustments based on performance, and quarterly budget reviews and updates. Budgets become living documents that guide spending decisions, not dusty spreadsheets that get ignored.

Most clients see improvements within 30 days. Quick wins include: accelerating receivables through better collection processes (impact in 2-4 weeks), optimizing payment timing to vendors (immediate impact), eliminating unnecessary expenses identified in cash analysis (immediate impact), and improving pricing or payment terms on new sales (impact with new orders). Longer-term improvements like seasonal cash planning and working capital optimization show results over 3-6 months.

See What Greater Houston Says

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